A Certificate of Deposit from Lubbock National Bank offers interest earning power, with the added benefits of liquidity and safety. Depending on your needs, you can choose a term from one month to four years. And it doesn't take a lot of money to invest in a CD.
| Term | Less than 1 Year | 1 Year or Greater |
| Min. to Open | $1,000 | $1,000 |
| Partial Withdrawls Allowed | None | None |
| Early Withdrawal Penalty | 30 Days Simple Interest, whether earned or not | 90 Days Simple Interest, whether earned or not |
| Interest Compounding | Monthly | Monthly |
| Interest Calculation Method | Daily Balance Method | Daily Balance Method |
| Renewals / Grace Period after Maturity to withdraw without Penalty | Automatic Renewal 10-Day Grace Period | Automatic Renewal 10-Day Grace Period |
| Additional Deposits | None Allowed | None Allowed |
The interest rate and annual percentage yield will not change for the term of the account. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited monthly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
| Equal Housing Lender 
