Upon approval, accounts may have a $500.00 automatic overdraft limit. This privilege is discretionary, and you agree, upon notice from us, to deposit funds sufficient to cover any overdraft and resulting service charges on your account. Overdrafts must be paid within ten (10) business days of the initial overdraft or your Overdraft Protection privilege may be revoked and/or your account may be closed. Checking accounts, savings accounts or bank issued lines of credit may also be linked for Overdraft Protection purposes. Please see a Personal Banker for details.
Overdrafts are paid at the bank's discretion. We are not obligated to pay any item presented for which funds are not available, and we do not guarantee that we will always authorize any type of transaction.
Fees
A fee of $28.50 will be assessed for each item presented for which there are insufficient funds.
For helpful information about how overdraft protection works, please click the following link:
http://www.federalreserve.gov/pubs/bounce/default.htm
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