Award Checking

Finally, a single checking account that's clearly superior to all others.
Award Checking allows you to be awarded for your checking account balances with a higher interest rate.


  • 1.20% APY paid on balances up to $25,000 (if all requirements are met)
  • .50% APY paid on balances over $25,001 (if all requirements are met)
  • VISA Debit Card
  • Online Banking with BillPay
  • No Monthly Minimum Balance Requirements
  • No LNB Fees for use of ATM's nationwide
  • No monthly maintenance fee
  • eStatements
  • Only $50.00 required to open account
  • Interest is paid on all daily collected balances greater than $1.00
  • Identity Theft Protection Click here for details.

PLUS earn the following Awards if four easy requirements are met*:

  • Up to $15.00 in non- LNB ATM fees refunded per month
  • A higher, very competitive Annual Percentage Yield (APY) on daily collected balances between $1.00 and $25,000

* Requirements

Have the following transactions post to your account each statement cycle.

  • Make at least 12 LNB Debit Card transactions per statement period (ATM withdrawals not included)
  • One Direct Deposit, ACH debit or Online Bill Payment
  • Sign on to Online Banking one time during the statement cycle
  • Receive only electronic statements monthly

Non Qualifying Tier:

Even if you don't qualify for any given month, you will still earn our base rate for your checking account balances. You can still qualify for the higher rate again next month. Even if you do not qualify you can enjoy LNB free services on your account - Internet Banking, Online Bill Pay and Mobile Banking all for free!


Interest paid: Interest will be compounded and credited monthly on the daily collected balance. If the account is closed before the interest is credited, you will not receive the accrued interest. A $25.00 fee will be charged if the account is closed within six months of opening. Annual Percentage Yield accurate as of May 24, 2013. Interest begins to acrue no later than the business day we receive credit for non-cash items (for example, checks). Rates and terms are subject to change without notice. 1.20% APY paid on balances between $1.00-$25,000 and .50% APY paid on all amounts above $25,001 on each cycle the minimum requirements are met. If you do not meet the minimum requirements per cycle your account will earn .10% APY. $50.00 minimum opening deposit required. ATM fees refunded up to $15.00 per statement cycle when qualifying requirements are met. Personal accounts only.

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