Current Rates



Current Rates

Interest rates and annual percentage yield (APY) are effective August 5, 2019.

Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.

Call 806-792-1000 for current market rates.

Savings

Interest Rate APY
$1 and greater 0.50% 0.50%

Money Market

Consumer Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$99,999 0.40% 0.40%
$100,000-$499,999 0.50% 0.50%
$500,000-$999,999 0.75% 0.75%
$1,000,000 and greater 1.00% 1.01%

 

Business Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$99,999 0.40% 0.40%
$100,000-$499,999 0.50% 0.50%
$500,000-$999,999 0.75% 0.75%
$1,000,000 and greater 1.00% 1.01%

Interest Checking

Award Checking Interest Rate APY
$1-$25,000 1.25% 1.26%
$25,001 and greater 0.25% 0.25%
Non-Qualifying Rate 0.05% 0.05%

 

Senior Award Checking Interest Rate APY
$1-$500,000 0.60% 0.60%
$500,001 and greater 0.30% 0.30%
Non-Qualifying Rate 0.30% 0.30%
Personal Interest Checking Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$49,999 0.35% 0.35%
$50,000 and greater 0.50% 0.50%
Health Savings Accounts currently priced the same
Penalties for early withdrawal of CDs, IRAs, and SEPs will reduce earnings:
• Less than 12 months (1 Year) Maturity - 30 days simple interest whether earned or not;
• Equal to or greater than 12 months, but less than 24 months Maturity - 90 days simple interest whether earned or not;
• Equal to or greater than 24 months (2 Years) Maturity - 180 days simple interest whether earned or not.
All rates subject to change at bank's discretion. Fees could reduce the earnings on the account. Minimum balance (opening balance) required to obtain stated APY.
See additional terms and conditions for CD Specials.


Contact Us

  •   Main Branch: 4811 50th
         Lubbock, TX 79414
  •   1-888-607-4277
  •   Contact Us