Home Equity Loans

A Home Equity Loan lets you borrow against the equity you've built up in your home. Whether it's paying off debt, paying for college or getting a new car, this secure, fixed-rate loan is a great way to go if you know the exact amount of funds you need.

Benefits include:

  • Minimum loan amount: $20,000.00
  • Competitive interest rates and terms
  • Structured monthly payments to meet your needs
  • Easy to pay: can be automatically deducted from your LNB bank account
  • Interest may be tax-deductible

Qualifying properties:

  • Owner-occupied homestead property only
  • Single-family residence
  • Town home
  • Condominium
  • Permanently-affixed manufactured housing

Note: Total debt secured by the home cannot exceed 80% of the fair market value.

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