Careers

• Provide quality customer service and work toward the generation, promotion and maintenance of a quality work environment for the staff of Lubbock National Bank.
• Maintain a positive attitude and provide team support.
• Make Marketing calls on existing customers, as well as potential customers and generate new loan business.
• Originate all mortgage loan types.
• Underwrite all mortgage loan types.
• Marketing calls on realtors, title companies, and customers.
• Other duties as assigned.

A High School diploma or equivalent is required.  Ability to maintain good working relations with realtors, customers, investors, title companies and employees are required (people orientated).  Prior Mortgage Lending experience a must.  Knowledge of regulations, procedures and compliance in origination underwriting, shipping, and closing all mortgage loan programs is needed.  Extensive computer knowledge and skills is needed: EasyLender Software Systems, ITI Servicing System, Desktop Underwriter, Windows 3.0, MS DOS, Word, Excel and Laser Pro.  Ability to work well under pressure and handle numerous tasks at one time is necessary.

• Accept Deposits
• Cash Checks
• Process night deposits
• Balance cash
• Responsible for teller procedures

A high school education is required.  Some previous work experience is preferred.  Ability to work with large amounts of money and ability to run a ten-key calculator by touch.  Must be able to work with and communicate well with customers and employees.  Neat and professional appearance.

• Provide quality customer service and work toward the generation, promotion and maintenance of a quality work environment for the staff of Lubbock National Bank.
• Greet lobby/branch customers and direct as necessary.
• Accept Deposits
• Cash Checks
• Process night deposits
• Balance cash
• Responsible for teller procedures
• Miscellaneous operations work
• Balance ATM
• Other duties as assigned.

A high school education is required.   Some previous work experience is preferred.  Ability to work with large amounts of money and ability to run a ten-key calculator by touch.  Must be able to work with and communicate well with customers and employees.  Neat and professional appearance.

• Provide quality customer service and work toward the generation, promotion and maintenance of a quality work environment for the staff of Lubbock National Bank.
• Greet lobby/branch customers and direct as necessary.
• Respond to customer inquiries concerning bank products and services.
• Establish new customer relationships by processing new account applications for Deposit, Savings, Certificate of Deposit, and Debit Card accounts.
• Respond to customer inquiries concerning account transactions such as issuing Stop Payments, Closing Deposit Accounts, Transaction Disputes, Research requests, and General Account Inquiries.
• Proactively pursue business development opportunities.
• Contribute to the development of cross-selling opportunities and incentive plans within existing customer base.
• Other duties as assigned.

Proven excellence in both written and oral communication.  Proven ability to interact with customers and support staff to achieve superior service quality.  Demonstrated ability to function with limited supervision.  A four year degree with emphasis in business, marketing, or related field, or combination of previous experience in banking and/or sales.  Previous experience in platform banking applications.  Previous experience in retail sales, preferably at a supervisory position.  PC experience including Windows and Microsoft Office applications.

• Prepare financial spreadsheets with web based software and/or MS Excel.
• Calculate financial ratios to evaluate customers' financial status.
• Analyze credit data and financial statements, both business and personal to determine the degree of risk involved in extending credit or lending money.
• Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
• Preparation of loan approval packages to be presented to appropriate loan committees for approval.
• Prepare reports that assess the degree of risk involved in extending credit or lending money.
• Pull and assess personal credit reports.
• Pull and assess Dun & Bradstreet reports.
• Assess certain industry data in determining specific credit risks associated with lending to businesses within that industry.
• Financial statement monitoring.
• Loan covenant and borrowing base monitoring
• Overtime may be required
• Other duties as assigned

College degree in finance, accounting or related field preferred. College degree with other emphasis may be considered if applicant has some finance or accounting background.  Banking experience required unless applicant has college degree in preferred field.  Proficient with Microsoft Word and Excel.

• Provide quality customer service and work toward the generation, promotion and maintenance of a quality work
• environment for the staff of Amarillo National Bank/Lubbock National Bank/Commerce National Bank.
• Maintain a positive attitude and provide team support. Maintain a philosophy of excellent customer service.
• Displays a professional approach and enthusiasm toward personal responsibilities and the Bank’s strategic plan.
• Maintains a high level of integrity and respect for confidentiality of Bank and department information.
• Responsible for establishing customer relationships and ongoing servicing of existing relationships.
• Provides product information to customers and assists in determining needs for products and services.
• Other duties as assigned.

A four-year college degree with emphasis in management, marketing, or related field, or combination of previous experience in banking and/or sales.  Previous experience in platform banking applications.  Excellent written and verbal communication skills.  Previous experience in retail sales, preferably with at least three years’ supervisory experience.  PC experience including Windows and Microsoft Office applications.

• Assists in preparation and coordination of loan work for commercial lending.
• Reviews loan memorandum prepared by the loan officer for details and/or is able to prepare the memo personally with minimal instruction from the loan officer.
• Closes loans, making sure that all documents are properly executed. Prepares any files and entries needed for funding.
• Schedules appointments for loan officers and coordinates appointments with customers to sign loan documents.
• Researches any questions regarding loans as directed by the loan officer or customer.
• Greets and directs lobby customers as necessary.
• Assists with customer inquiries concerning bank products and services to additionally include referrals for trust and investment services.
• Assist lending officers in obtaining loan information and documentation required of the borrower and assist in the clearing of any loan documentation exceptions.
• Assist loan officers in the collection of past due loan payments.
• Proactively pursues business development opportunities.
• Assists in all other responsibilities necessary to ensure that the bank is performing in a safe and sound manner.
• Any additional duties as assigned by the supervisor.

A high school degree is required.  Strong computer skills.  Detail oriented.  Excellent customer service skills.
Strong organizational and time management skills.  Excellent communication skills including professional telephone etiquette.

• Provide quality customer service and work toward the generation, promotion and maintenance of a quality work environment for the staff of Commerce National Bank
• Maintain a positive attitude and provide team support
• Process mortgage files after initial approval is completed.
• Verify required documentation and review files.
• Issue closing instructions
• Fund loans and check in packages to be reviewed for accuracy.
• Close all adverse files and make sure they are in compliance.
• Other duties as assigned.

A high school education is required.  Some previous work experience is preferred.  Knowledge of procedures in processing and closing mortgage loans.  Knowledge of M/L programs and products.  Knowledge of M/L compliance regulations that pertain to loan processing.  Must be well organized, and have ability to juggle multiple tasks on a daily basis.  Excellent customer service skills and knowledge of Microsoft Office, Word, Excel required.  Access, and M/L Applications Systems knowledge preferred.

• Accept Deposits
• Cash Checks
• Process night deposits
• Balance cash
• Responsible for teller procedures
• Balance ATM

A high school education is required.  Some previous work experience is preferred.  Ability to work with large amounts of money and ability to run a ten-key calculator by touch.  Must be able to work with and communicate well with customers and employees.  Neat and professional appearance.

• Provide quality customer service, team support, while maintaining a positive attitude.
• Grow branch loan volumes! Make quality loans to new and existing customers.
• Review credit applications, verify all documentation needed on approved loans and close loans with customers, insuring they understand their loan.
• Sell loan products (GAP, Credit Life, Disability, IUI)
• Build personal loan portfolio to grow branch loan base.
• Monitor Individual loan activity to stay in compliance with in-house and legal lending limits.
• Solicit/cross-sell other bank services.
• Support customer service in branch.

• College degree or equivalent experience required.
• Knowledge of all laws pertaining to consumer lending, including TX Credit Code, Fair Collections Act, Fair Lending Act, and the Uniform Commercial Code.
• ENGAGE with customers-displaying leadership for branch.
• Must be organized and detail oriented.
• Excellent communication skills.
• Professional image.