Key Features
- Anytime Funds
- Competitive Rates
- Rewards Available
APR NEVER over 18%...it's a Texas thang!
- Call a local number and speak to an LNB representative
- Make payments at any of our branch locations
- On-line statements and servicing
Special Offers
- 0% Intro APR on Balance Transfer for the first 12 months*
- 0% Intro APR on purchases for the first 12 month*
- After the first 12 months, 14.74% to 18% Variable APR on Purchases and Balance Transfers based on your credit worthiness.
Speed
- Applications approved locally
- Faster Approvals
Protection
- Protected by an advanced fraud prevention system
Worldwide Acceptance
- Anywhere Visa® is accepted — worldwide!
- Cash Advances available at LNB ATMs and 50,000 Allpoint ATMs Worldwide
Rewards
- 1% Cash Back for every dollar spent
- No annual fee
- 0% Intro APR on purchases for first 12 months*
- 0% Intro APR for first 12 months on balance transfers*
- After the first 12 months, 18% Variable APR on purchases and balance transfers.
Lower Rate
Perfect for those wanting a low interest rate!
- No annual fee
- 0% Intro APR on purchases for first 12 months*
- 0% Intro APR for first 12 months on balance transfers*
- After the first 12 months, 14.74% to 18% Variable APR on purchases and balance transfers based on your credit worthiness.
Build Credit
Perfect for building or rebuilding credit
- No annual fee for the first year
- Secure your card with a $500 deposit
- $15 annual fee after the first year
- 0% Intro APR on purchases for first 12 months*
- 0% Intro APR for first 12 months on balance transfers*
- After the first 12 months, 18% Variable APR on purchases and balance transfers based on your credit worthiness.
*Cash Advance fee of $2 or 2% of the amount of the cash advance, whichever is greater, plus 18% APR. No Balance Transfer Fee. Subject to Credit Approval. Annual Percentage Rate (APR) effective as of 12/1/2024 and will vary based on the Prime Rate.