Compare Our Accounts
Basic Needs
Free Checking
Monthly Rewards
- Basic, free checking with all the essentials
- No minimum balance requirements
- Unlimited check writing
- Paper statements available
- Free mobile pay services
- Free LNB and Allpoint ATMs
- Transfer funds with Zelle®
- Overdraft protection
Monthly Maintenance Fee
NEVER
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$50
Cash Back Checking
Monthly Rewards
- Free checking that pays you back!
- Score $15 a month, up to $180 cash back per year^
- No minimum balance to earn rewards
- Free eStatements with Images
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)
- Free mobile pay services
- Free LNB And Allpoint ATMs
- Transfer funds with Zelle®
- Overdraft protection
Monthly Maintenance Fee
NO WAY
Refunds on ATM Withdrawal Fees
Nationwide (up to $15 monthly)^
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$50
Interest-Bearing Checking
Monthly Rewards
- Pays competitive interest
- Avoid the $8 monthly service fee by maintaining a $1,000 minimum average daily balance
- No interest accrues if average daily balance falls below $1,000
- Paper statements available
- Unlimited check writing
- Free mobile pay services
- Free LNB And Allpoint ATMs
- Transfer funds with Zelle®
- Check images included with statements
Monthly Maintenance Fee
NADA
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$50
Student Checking
Monthly Rewards
- Free checking for students age 10 to 17
- No minimum balance requirement
- No monthly service fee
- $10 reward per report card for A's & B's
- Free mobile pay services
- Free LNB And Allpoint ATMs
Monthly Maintenance Fee
NOPE
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$20
Age 65 and Better
Senior Checking
Monthly Rewards
- Free checking with special perks for folks age 65 and better
- No minimum balance requirement
- Paper statements available
- Unlimited check writing
- Free box of single, carbonless ANB stock checks
- Free mobile pay services
- Free LNB And Allpoint ATMs
- Transfer funds with Zelle®
- Overdraft protection
- Check images included with statements
Monthly Maintenance Fee
NOT EVER
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$50
View All Accounts
Cash Back Checking:
Cash Back Checking: ^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by
merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website, www.anb.com, or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive a
$15 cash back payment. You will receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees incurred within your Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cash Back account as soon as account qualifications are met and will post throughout the monthly qualification cycle until the maximum of $15 has been reached. No minimum balance is required to earn or receive the account's rewards.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Enrollment in monthly e-statements is required
to meet the account’s qualifications. Limit of one (1) account per customer. There are no monthly maintenance charges or
fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will
forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account
qualifications being met during each cycle period. Contact one of our bank service representatives for additional information,
account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Student Checking:
*Bill pay is not available to anyone under the age of 18.