Locally Owned, Family Strong, Here to Stay
Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle.
We introduced ourselves to Lubbock just a few years after the city was incorporated. Back then we went by a different name—Security State Bank and Trust Company—and opened for business right in the middle of downtown, at the intersection of Main Street and Texas Avenue. Our founders had a passion for helping the people and small businesses that were essential to Lubbock’s story.
By the time Texas Tech opened in 1925, the city was on its way to a population of 30,000 people, becoming the unofficial capital of the South Plains. That year, we changed our charter to Lubbock National Bank. As our city continued to grow, so did LNB. Before long, we had built multiple branches throughout the city and were headquartered in the eight-story LNB building downtown, not far from the location where we launched more than a century ago.
We began extending our reach outside of Lubbock in 1999 to serve customers in Central Texas, including Austin and College Station, and later Downtown Fort Worth in 2013. Then, in early 2019, we were given the opportunity to expand our focus on community service by merging with Amarillo National Bank. The largest family-owned bank in the United States, ANB has been serving the people of the High Plains for 130 years. That’s our legacy.
Today, Lubbock National continues to focus on the neighbors and local businesses that are so central to our story. We are here for you, Lubbock.
Seriously, we never like it when a community bank sells out—even when it’s our main competition. It’s bad news for local customers. That’s why Lubbock National Bank is not for sale. If you’re not happy with Arkansas banking, you know what to do.
Why Bank With LNB?
Because we’re different! If you think LNB is just like every other bank, think again.
For over 130 years and counting, we’ve been proudly serving Texas people and Texas communities. We have deep roots in the Texas Panhandle and have begun expanding our presence across West Texas and South Texas. LNB represents Texas banking history.
We’ve been owned by the Ware family for five generations. That means stability, because we don’t answer to outside shareholders. We’re not too big for you or your business. We make quick decisions. We keep our fees low, because profits aren’t our ultimate priority. Our focus is You.
Because we’re family-owned, we can make quick decisions—and always with customers in mind. That’s why we offer extended hours on weekends, maintain hundreds of ATMs in our communities, and service our mortgages in-house. We even offer financial counseling for customers needing to build their credit. Need a local credit card or a loan as small as $500? We’ve got those, too.
Authentic and Fun
Call us and you’ll get a real person on the line, not a digital answering service. Follow our social media and you’ll find smiling employees, fun stories, and a bank that doesn’t take itself too seriously. We live here. We’re your friends and neighbors. We love what we do.
Banking should be easy and convenient, and we continue to invest in the technology that customers expect. But our innovation doesn’t stop at smartphone apps. From introducing new products to finding new ways to serve our communities, we never accept the status quo.
Texas is our home, and we are only as strong as the communities surrounding us. That’s why we give back more than $2 million a year to the nonprofits, community organizations and ministries working on behalf of local people. And on a weekly basis, our employees volunteer across the cities where we serve.
Texans have a lot of banks to choose from, but we believe LNB is better than other banks. Come see us and decide for yourself.