Rates

Current Rates

Interest rates and annual percentage yield (APY) are effective June 15, 2020.

Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.

Call (806) 792-1000 for current market rates.

$1,000 Minimum APY

CD's, IRA's, SEP's

30 Days

0.50%

60 Days

0.50%

90 Days

0.50%

182 Days

0.50%

1 Year

0.50%

1 1/2 Years

0.60%

2 Years

0.75%

3 Years

0.90%

4 Years

1.00%

5 Years

1.00%

CD's over $1 Million are eligible for the following rates:

6 Months

0.50%

12 Months

0.50%

18 Months

0.60%

24 Months

0.70%

Savings  Interest Rate

Saving

$1 and greater

0.10%

 

Consumer Interest RateAPY

Money Market

$1-$24,999

0.10% 

0.10%

$25,000-$99,999

0.10%

0.10%

$100,000-$499,999

0.10%

0.10%

$500,000-$999,999

0.10%

0.10%

$1,000,000 and greater

0.35%

0.35%

BusinessInterest RateAPY 

$1-$24,999

0.10%

0.10%

$25,000-$99,999

0.10%

0.10%

$100,000-$499,999

0.10%

0.10%

$500,000-$999,999

0.10%

0.10%

$1,000,000 and greater 

0.35%

0.35%

 
Award CheckingInterest RateAPY

Interest Checking

$1-$25,000

1.00%

1.00%

$25,001 and greater

0.25%

0.25%

Non-Qualifying Rate

0.05%

0.05%

Senior Award CheckingInterest RatesAPY

$1,000 - $500,000

0.40%

0.40%

$500,001 and greater

0.30%

0.30%

Non-Qualifying Rate

0.30%

0.30%

 

Commercial Interest CheckingInterest RatesAPY

$1 - $74,999

0.10%

0.10%

$75,000 and greater

0.10%

0.10%

Interest CheckingInterest RatesAPY

$1 - $24,999

0.10%

0.10%

$25,000 - $49,999

0.10%

0.10%

$50,000 and greater

0.30%

0.30%

Health Savings Accounts currently priced the same
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