Current Rates

Interest rates and annual percentage yield (APY) are effective February 3, 2023.

Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.

Call (806) 792-1000 for current market rates. 

$1,000 Minimum APY

CD's, IRA's, SEP's

30 Days

3.30%

60 Days

3.30%

90 Days

3.30%

6 Months

3.80%

1 Year

4.00%

1 1/2 Years

4.00%

2 Years

4.00%

3 Years

3.25%

4 Years

3.00%

5 Years

3.00%

CD's over $1 Million are eligible for the following rates:

6 Months

4.25%

12 Months

4.50%

18 Months

4.30%

24 Months

4.20%

Savings  Interest Rate

Saving

$1 and greater

3.50%

 

Consumer / BusinessAPY

Money Market

$1-$24,999

3.10%

$25,000-$99,999

3.10%

$100,000-$499,999

3.40%

$500,000-$999,999

3.40%

$1,000,000 and greater

4.00%

 
Award CheckingAPY

Interest Checking

$1-$25,000

3.00%

$25,001 and greater

3.00%

Non-Qualifying Rate

0.10%

Senior Award CheckingAPY

$1,000 - $500,000

3.00%

$500,001 and greater

3.00%

Non-Qualifying Rate

0.40%

 

Commercial Interest CheckingAPY

$1 - $74,999

3.00%

$75,000 and greater

3.60%

Interest CheckingAPY

$1 - $24,999

3.00%

$25,000 - $49,999

3.00%

$50,000 and greater

3.30%

Health Savings Accounts currently priced the same
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