Savings and CDs

Savings and CDs

Start building your future today!

 

Personal Savings Account

  • $30 Minimum balance to open
  • Interest paid on all balances greater than $1.00
  • $1 service charge if balance falls below $30.00 (excludes minor savings accounts)
  • Six free withdrawals permitted monthly, thereafter $10.00 per withdrawal
  • Free statement or eStatement

(Minor accounts are not subject to a service charge an no minimum required to open.)

View our Interest Rates

Interest Tier

  • $1 and greater
 

Personal Money Market Accounts

Earn interest and have the convenience of a checking account. Our Personal Money Market Account lets you earn interest based on your balances while giving you the ability to write a few checks a month. Ask any of our Personal Bankers for details.

  • $50 Minimum balance to open
  • Interest paid on all balances greater than $1.00
  • Service Charge $4 monthly fee, if daily balance fall below $1,000

Interest Tiers

  • $1 - $24,999
  • $25,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and greater
  • For withdrawals above the maximum, $10 service fee assessed per withdrawal

Limited Check Writing Privileges (6 withdrawals are permitted each statement cycle, consisting of checks or other withdrawals by transfer of funds or drafts drawn on the account. A $10 per-item fee applies to excessive withdrawals).

Contact a Personal Banker for additional information.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly on the daily collected balance. If the account is closed before the interest is credited, you will receive the accrued interest.

 

Certificates of Deposit (CDs)

A Certificate of Deposit offers interest earning power, with the added benefits of liquidity and safety. Depending on your needs, you can choose a term from one month to four years. And it doesn't take a lot of money to invest in a CD.

View our Interest Rates

 

Compare Our Personal Checking Accounts

TermLess than 1 Year1 Year - 18 Months2 Years and Greater

Minimum balance

to open

$100

$1,000

$1,000

Partial Withdrawals

Allowed

None

None

None

Early Withdrawals Penalty

Full Withdrawal

1/2 of the terms interest

1/2 of the terms interest

Interest Calculation

Method

Daily Balance Method

Daily Balance Method

Daily Balance Method

Renewals / Grace

Period after Maturity

to withdraw without

Penalty

Automatic Renewal 10-Day Grace Period

Automatic Renewal 10-Day Grace Period

Automatic Renewal 10-Day Grace Period

Additional Deposits

at maturity

at maturity

at maturity

 

Contact a Personal Banker for additional information.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited monthly on the current balance. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

 

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